The social insurance contribution rate for households in 2019 increased by at least 21.600 VND/year, based on the increase in the base salary from 1,39 million VND to 1,49 million VND, effective from July 1, 2019.
Specifically, Decree 146/2018/ND-CP guiding the Health Insurance Law clearly stipulates: In a household, the first person contributes 4,5% of the basic salary to social insurance. From the second to the fourth person, they contribute 70%, 60%, and 50% respectively of the first person's contribution. From the fifth person onwards, they contribute 40% of the first person's contribution.
Accordingly, when the base salary increases, the social insurance contribution of the first person in a household is the highest (an additional 4.500 VND/month), and from the fifth person onwards, the contribution is the lowest (an increase of 1.800 VND/month).
See details of social insurance contribution rates for a household from 2019 after the regulation changes:
| Social insurance contribution rates before July 1, 2019 | Social insurance contribution rates effective from July 1, 2019. | |
| The first person | 62.550 VND/month, equivalent to 750.600 VND/year |
Social insurance contributions are calculated at 4,5% of the basic salary. 67.050 VND/month, equivalent to 804.600 VND/year |
| People of 2 | 43.750 VND/month, equivalent to 525.420 VND/year |
The social insurance contribution rate is 70% of the fee for the first person: 46.935 VND/month, equivalent to 563.220 VND/year |
| People of 3 | 37.530 VND/month, equivalent to 450.360 VND/year |
The social insurance contribution rate is 60% of the fee for the first person: 40.230 VND/month, equivalent to 482.760 VND/year |
| People of 4 | 31.275 VND/month, equivalent to 375.300 VND/year |
The social insurance contribution rate is 50% of the fee for the first person: 33.525 VND/month, equivalent to 402.300 VND/year |
| From the 5th person onwards | 25.020 VND/month, equivalent to 300.240 VND/year |
The social insurance contribution rate is 40% of the fee for the first person: 26.820 VND/month, equivalent to 321.840 VND/year |
Accordingly, those who pay social insurance contributions as a household will receive benefits when receiving medical treatment at designated facilities. receive 80% of social insurance benefits.If patients seek medical treatment outside their designated area, they will be reimbursed 100% if they receive examination and treatment at a district-level hospital, 60% if they receive inpatient treatment at a provincial-level hospital, and 40% if they receive inpatient treatment at a central-level hospital.
According to statistics from May 2019, 89% of the population had health insurance, and the target for 2025 is to have over 95% of the country's population covered by health insurance.
